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THE DSCR LOAN
Are you interested in acquiring a Debt Service Coverage Ratio (DSCR) loan for your investment property? Here’s how you can leverage the property’s cash flow to qualify for acquisitions and refinances without resorting to hard money loans. Unlike traditional mortgage loans, which require tax returns, DSCR loans for investment properties do not.
A DSCR loan does not consider the borrower’s personal income. Instead, it focuses on the property’s rental income.
The primary requirement is that the rental income covers the property’s monthly expenses. This means that even if you have a less-than-perfect credit score, you still have a chance to secure a loan for your investment property. The loan amount is determined by the property's cash flow and its ability to cover the loan payments.
PRODUCT FEATURES
Hover over the properties below to view key features of our DSCR Loans!
75%
LTV
CASH OUT
Up to
85%
LTV
PURCHASE
RATE & TERM
Up to
Expand your market reach
Want to start investing in rental properties? Or do you already own a rental property? Those who own and list short-term rental platforms such as Air BNB, VRBO, VACASA, or others can benefit from our DSCR loan.
No Ratio Program
Our No Ratio program does not require the borrower to meet a minimum debt service coverage ratio. Plus, we close FAST!
Non QM Express Program
Our Non QM Express strategy is for investors with properties that have positive cash flow. This program has game-changing cash-out features; we don't require seasoning, and it can be used as reserves!
Rest easy knowing
your application only
triggers a soft pull,
so it will not
impact your
personal
credit score.
The DSCR is a comparison of the property’s monthly rental income to its monthly expenses. It determines the maximum loan amount an investment property can support. The higher the DSCR, the larger the mortgage the property qualifies for.
NATIONWIDE ASSISTANCE
​Our network of experience and capability spans the entire U.S.. So whether you’re looking to invest in bustling cities or up-and-coming areas, The Trye Group will guide you to properties that align with your investment goals!
TESTIMONIALS
READ WHAT THEY SAID
Tamisha F.
Stephen Trye and his entire team does a phenomenal job working with myself and clients. They're services is unmatched and I highly recommend their services
Percy B.
The great professionalism and the unwillingness to give up tired effort to make things happen and the best interest of you and your family and I'll recommend this firm to any and everybody that I know.
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